MICR Specifications for Checks in ASC X9 Standards


First available in V6R1M0 (6.1 or R610) i5/OS, the Transform Services product can be used to directly generate PDF as streams files in the Integrated File System . However, the 6.1 version is not capable of rendering DISCUSS THE FEATURES AND APPLICATION OF AN MICR. non-Latin1 text, including text in a Magnetic Ink Character Recognition font. In order to get an accurate MICR read, the characters need to pass by the head and the right speed and at a consistent speed.


Groups can be created with different types of alerts going to different users. • Export recognized images to your photo library, send via email, or to any installed applications that support PNGs. “We needed high quality OCR libraries and text extraction for various file types. LEADTOOLS proved to be the perfect fit for our application, and the support team is outstanding.” The LEADTOOLS Check Scanner application performs super-fast and accurate MICR images. The app automatically detects and extracts MICR E-13B and CMC-7 fonts, and shows the extracted MICR fields. You need to know if the fonts you are adding are in raster or outline format. IBM recommends that you keep these fonts in a separate directory from the AFP Font Collection that is installed with Infoprint Designer.

What is the Full Form of MICR?

If you do not want to pay for a special printer, you can also order blank check stock from a check printing company, which should be able to provide you with blank pages that have the magnetic numbers pre-applied. Then, you can just run the paper through a regular office printer to add the name, amount, and other necessary information. There are numerous types of financial fraud, including tax fraud, pyramid schemes, tax fraud, counterfeit cards, identity fraud, bankruptcy fraud, and securities fraud. However, the MICR line comprises unique magnetic ink characters designed to detect and curb fraud. For example, the use of unique fonts and special magnetic ink in the MICR line makes it hard to forge checks. MICR use can enhance security and minimize the losses caused by some types of fraud. That allow you easily and accurately process incoming check images, prepare them for OCR, reliably extract the MICR data, and format the final images ready for integration into ICL files for exchange.

What is MICR ink used for?

MICR ink is magnetic ink used for check–printing on Inkjet printers. MICR toner is used for check-printing on laser printers. There are two types of MICR toner: Originally Manufactured and Remanufactured MICR Toner.

The MICR fonts are either CMC-7 or E-13B, which are used globally. The former is commonly used in parts of South America and Europe, while the latter is mostly used in North America, the U.K, and Australia. Both inks can help computers recognize forged and counterfeit checks by failing to respond to the magnetic field. MICR is a technology invented in the 1950s that’s used to verify the legitimacy or originality of checks and other paper documents. Special ink, which is sensitive to magnetic fields, is used to print certain characters on the original documents. Above that speed, multi-process executables are available at speeds from 40 to 1280 images per second per server.

Workgroup MICR Printers

During the clearing process, a check may be read several times at extremely high speeds. A single reading takes less than 1/1000ths of a second, according to Troy Group, a producer of MICR-adapted printers and related products. MICR lines help facilitate automatic check-clearing when banks send their checks to central processing systems at the end of the day.

  • The technology allows MICR readers to scan and read the information directly into a data-collection device.
  • With LEADTOOLS constant further development, we are confident that we will continue to find a solution for every requirement that we have in the future.
  • The function call is a super-set of functions that takes check images as input and provides formatted MICR line data and UCD187 conforming check images as output.
  • The printing technology used to print this code is called magnetic ink character recognition.
  • The datastream emulation feature provides for the automatic conversion of control characters in the print stream.
  • Check printing software is typically integrated with secure printers, enabling remote locations to request and print MICR laser checks locally while maintaining centralized approval, audit, and control of the whole process.

The financial services sector is plagued with major cases of fraud. Fraud is internationally recognized as the deception and unlawful acquisition of money through deception or criminal activity. INVESTMENT BANKING RESOURCESLearn the foundation of Investment banking, financial modeling, valuations and more. Toner should not be stored in temperatures below zero degrees C (-32 degrees F) or above 35 degrees C .

Techopedia Explains Magnetic Ink Character Recognition (MICR)

The MICR is a convenient and human-friendly pattern recognition system. MICR readers can directly scan and read the information into a data collection device. Hence, the use of MICR technology ensured a more well-organized way of document processing. Magnetic ink character recognition readers https://business-accounting.net/ are the primary tool used for check sorting, processing and validation. When scanning a document such as a check, MICR readers magnetize the ink and detect the MICR characters. As each character passes over the reader head, a unique waveform is produced, which is used to identify the check.

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The 65 digit line of numbers and characters that make up the MICR line is printed in the area 0.625 inches from the bottom edge of a check. One of the most important features of magnetic ink and character recognition is that it enhances security and minimizes the losses caused by a few criminal activities such as phishing, social engineering, hacking, etc. It is a character-recognition technology that banks mainly use for simplifying and easing out the processes and clearance of checks and other physical documents.

What is MICR?

The cost of inputting characters that can’t be read ranges from $.05-$.10 per item, while the cost of repairing misread items that aren’t caught at the teller window can range from $9-$27 per item. These costs are significant to the ROI of a teller or branch check capture project and prove the importance of accurate MICR reading by the scanner and related software. For more information about branch and teller check capture,contact us. Each character produces a unique waveform which is read and translated by the MICR read head. MICR full form is Magnetic Ink Character Recognition Technology. When one is filing any financial transaction forms, one must mention this code. In addition to the magnetic ink, this special security feature also uses a specific font.

Whether you”re deploying one printer, or thousands, Rosetta”s Intelligent MICR printers offer unprecedented administrative and user control. Each printer is fully configurable via an easy-to-use online dashboard. Accessible through your web browser, this user-programmable dashboard offers many customization options. Rosetta Technologies Customer Care Program provides a special level of service for our customers. We strive to provide our customers with the highest quality products and services suited to meet their needs. MICR libraries as well as all LEADTOOLS Recognition, Document, Medical, Vector, and Imaging technologies for all development and target platforms, including Windows, Linux, macOS, C/C++, Java, and Xcode (Objective-C and Swift).


Those funny looking numbers and characters that are found on the bottom of a check are printed in a magnetically coded ink that can be read by special MICR readers. When discussing these numbers, most people automatically think of checks. However, keep in mind that checks are not the only application for magnetic ink character recognition.


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